/*
Theme Name: HardMoneyOut v4
Theme URI: https://hardmoneyout.com
Author: OpenAI
Description: HardMoneyOut landing page matching the approved black-and-green mockup, with the lead chevron at the bottom.
Version: 4.0.0
Text Domain: hardmoneyout
*/
:root{
  --black:#050d10;--black2:#091417;--black3:#102126;--panel:#0c181c;
  --green:#08c96a;--green2:#23e282;--green3:#00aa58;
  --white:#fff;--ink:#11191b;--muted:#617074;--line:#dde5e3;
}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:84px}body{margin:0;font-family:Inter,ui-sans-serif,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.5}.hmo-wrap{width:min(1160px,calc(100% - 56px));margin-inline:auto}

/* Header */
.hmo-site-header{position:sticky;top:0;z-index:100;background:#071216;border-bottom:1px solid rgba(255,255,255,.075)}
.hmo-header-inner{height:92px;display:flex;align-items:center;gap:34px}.hmo-brand-image{width:184px;display:block;flex:0 0 auto}.hmo-brand-image img{display:block;width:100%;height:auto}.hmo-site-header nav{display:flex;align-items:center;gap:35px;margin-left:auto}.hmo-site-header nav a{color:#f6f9f8;text-decoration:none;font-size:.89rem;font-weight:760;position:relative;padding:34px 0 32px}.hmo-site-header nav a.active:after{content:"";position:absolute;left:0;right:0;bottom:21px;height:2px;background:var(--green)}.hmo-site-header nav a:hover{color:var(--green2)}
.hmo-btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;text-decoration:none;border-radius:6px;font-weight:850;padding:14px 22px;transition:.18s ease}.hmo-btn.primary{background:linear-gradient(135deg,#08b95f,#0bd36e);color:#fff;box-shadow:0 8px 24px rgba(0,201,106,.18)}.hmo-btn.primary:hover{transform:translateY(-1px);filter:brightness(1.05)}.hmo-btn.ghost{border:1px solid rgba(255,255,255,.9);color:#fff;background:rgba(2,8,10,.32)}.hmo-btn.big{min-width:238px;padding:16px 26px;font-size:1rem}.header-btn{padding:13px 20px;font-size:.82rem;white-space:nowrap}

/* Hero: full-width house with the black cloud/gradient over the left half */
.hmo-hero{position:relative;min-height:540px;background-image:url('assets/hero-house.jpg');background-size:cover;background-position:center 54%;color:#fff;overflow:hidden}.hmo-hero:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(4,12,15,.05),rgba(4,12,15,.14));pointer-events:none}.hmo-hero-shade{position:absolute;z-index:1;inset:0;background:linear-gradient(90deg,#061013 0%,rgba(6,16,19,.985) 18%,rgba(6,16,19,.93) 39%,rgba(6,16,19,.70) 50%,rgba(6,16,19,.28) 63%,rgba(6,16,19,.04) 78%);pointer-events:none}.hmo-hero-inner{position:relative;z-index:3;min-height:540px;display:flex;align-items:center}.hmo-hero-copy{width:55%;max-width:635px;padding:42px 0 48px}.hmo-kicker{color:var(--green2);font-size:.77rem;font-weight:900;letter-spacing:.17em;margin-bottom:13px}.hmo-hero h1{font-size:clamp(3.2rem,4.65vw,3.95rem);line-height:.99;letter-spacing:-.055em;margin:0 0 19px;font-weight:900}.hmo-hero h1 .line{display:block;white-space:nowrap}.hmo-hero h1 .white{color:#fff}.hmo-hero h1 .green{color:var(--green)}.hmo-lede{width:88%;max-width:535px;color:#f0f4f3;font-size:1.03rem;line-height:1.55;margin:0 0 24px;text-shadow:0 1px 1px rgba(0,0,0,.2)}.hmo-hero-actions{display:flex;gap:14px;align-items:center}.hmo-benefit-panel{position:absolute;z-index:4;right:0;bottom:37px;width:356px;background:rgba(5,14,17,.91);border:1px solid rgba(255,255,255,.10);border-radius:10px;padding:10px 19px;box-shadow:0 22px 50px rgba(0,0,0,.34);backdrop-filter:blur(3px)}.hmo-benefit-row{display:grid;grid-template-columns:48px 1fr;gap:12px;align-items:center;padding:14px 0;border-bottom:1px solid rgba(255,255,255,.12)}.hmo-benefit-row:last-child{border-bottom:0}.benefit-icon{display:grid;place-items:center;width:40px;height:40px;color:var(--green2)}.benefit-icon svg{width:34px;height:34px;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}.benefit-icon.circle{border:2px solid var(--green2);border-radius:50%;width:36px;height:36px}.benefit-icon.circle svg{width:25px;height:25px}.hmo-benefit-row p{margin:0}.hmo-benefit-row strong{display:block;color:#fff;font-size:1rem}.hmo-benefit-row small{display:block;color:#b9c5c7;font-size:.78rem;margin-top:2px}

/* Dark strategy section */
.hmo-dark-value{position:relative;background:linear-gradient(rgba(5,14,16,.91),rgba(5,14,16,.96)),url('assets/hero-house.jpg') center 70%/cover;color:#fff;padding:31px 0 25px}.hmo-value-title{text-align:center;font-size:2rem;font-weight:900;line-height:1.15;letter-spacing:-.03em;margin:0}.hmo-value-title span{color:var(--green2)}.hmo-value-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:46px;margin-top:29px}.hmo-value-grid article{display:grid;grid-template-columns:58px 1fr;gap:14px;align-items:center}.hmo-round-icon{width:51px;height:51px;border:3px solid var(--green2);border-radius:50%;display:grid;place-items:center;color:var(--green2);font-size:1.18rem;font-weight:900}.hmo-round-icon.people{font-size:.65rem;letter-spacing:-.06em}.hmo-value-grid h3{font-size:1rem;margin:0 0 4px}.hmo-value-grid p{color:#c4ced0;margin:0;font-size:.82rem;line-height:1.45}.hmo-program-strip{border-top:1px solid rgba(255,255,255,.23);margin-top:24px;padding-top:17px;display:flex;justify-content:center;align-items:center;gap:18px;letter-spacing:.17em}.hmo-program-strip b{font-size:.82rem}.hmo-program-strip i{height:16px;width:1px;background:rgba(255,255,255,.48)}.hmo-program-note{text-align:center;color:#96a7aa;font-size:.61rem;letter-spacing:.15em;margin:9px 0 0}

/* White loan-options row */
.hmo-options{background:#fff;padding:35px 0 42px}.hmo-options-grid{display:grid;grid-template-columns:.78fr 1.72fr;gap:42px;align-items:center}.hmo-eyebrow{display:block;color:#00a758;font-size:.71rem;font-weight:900;letter-spacing:.16em;margin-bottom:8px}.hmo-options h2{font-size:2.5rem;line-height:1.04;letter-spacing:-.047em;margin:0 0 12px}.hmo-options-copy p{color:#5f6c70;font-size:.9rem;line-height:1.48;margin:0 0 20px}.hmo-inline-actions{display:flex;align-items:center;gap:22px;flex-wrap:wrap}.hmo-text-link{color:#059f52;font-weight:830;text-decoration:none;font-size:.84rem}.hmo-loan-cards{display:grid;grid-template-columns:repeat(5,1fr);gap:10px}.hmo-loan-cards article{min-height:207px;border:1px solid #e2e7e5;border-radius:10px;padding:19px 15px 14px;box-shadow:0 7px 20px rgba(0,0,0,.04);display:flex;flex-direction:column}.hmo-loan-cards article.featured{background:linear-gradient(180deg,#e7fff2,#f4fff8);border-color:#d2f2df}.loan-icon{font-size:1.75rem;color:#00a858;line-height:1;margin-bottom:17px}.hmo-loan-cards h3{font-size:.92rem;margin:0 0 8px}.hmo-loan-cards p{font-size:.73rem;line-height:1.43;color:#626d70;margin:0}.hmo-loan-cards article>span{margin-top:auto;font-size:1rem;color:#111}

/* Chevron section now at very bottom */
.hmo-exit-section{background:linear-gradient(180deg,#071317,#061014);color:#fff;padding:56px 0 70px;border-top:1px solid rgba(255,255,255,.05)}.hmo-form-shell{border:1px solid #31474d;border-radius:12px;background:linear-gradient(180deg,#0d1d21,#091619);padding:28px 28px 30px;box-shadow:0 28px 64px rgba(0,0,0,.26)}.hmo-form-title-row{display:flex;justify-content:space-between;gap:40px;align-items:end;margin:0 3px 21px}.hmo-form-title-row span{display:block;color:var(--green2);font-size:.7rem;letter-spacing:.17em;font-weight:900;margin-bottom:7px}.hmo-form-title-row h2{margin:0;font-size:2.5rem;line-height:1.05;letter-spacing:-.04em}.hmo-form-title-row p{max-width:310px;color:#c2cdcf;font-size:.88rem;margin:0 0 4px}.hmo-exit-section .hmo-funnel{max-width:none;margin:0;background:transparent;border:0;box-shadow:none;border-radius:8px}.hmo-exit-section .hmo-progress{border-radius:7px 7px 0 0}.hmo-exit-section .hmo-form{border:1px solid #344b51;border-top:0;border-radius:0 0 7px 7px;background:#0d1c20}

/* Footer */
.hmo-footer{background:#02090b;color:#fff;padding:28px 0 22px}.hmo-footer-main{display:flex;align-items:center;justify-content:space-between;gap:30px}.hmo-footer-brand{display:flex;align-items:center;gap:18px}.hmo-footer-logo{width:146px;background:#fff;border-radius:4px;padding:6px}.hmo-footer-main p{color:#a8b5b7;font-size:.72rem;margin:0}.hmo-eho{text-align:center;font-size:.62rem;font-weight:800}.hmo-disclaimer{border-top:1px solid rgba(255,255,255,.12);margin-top:24px;padding-top:18px;color:#829094;font-size:.61rem;line-height:1.45}

@media(max-width:1050px){
  .hmo-site-header nav{display:none}.hmo-header-inner{height:80px}.hmo-brand-image{width:160px}.header-btn{margin-left:auto}
  .hmo-hero{min-height:520px;background-position:62% center}.hmo-hero-inner{min-height:520px}.hmo-hero-copy{width:61%}.hmo-benefit-panel{right:0;width:325px}.hmo-hero h1{font-size:3.7rem}
  .hmo-options-grid{grid-template-columns:1fr}.hmo-loan-cards{grid-template-columns:repeat(5,1fr)}
}
@media(max-width:780px){
  .hmo-wrap{width:min(100% - 28px,1160px)}.hmo-header-inner{gap:10px}.hmo-brand-image{width:138px}.header-btn{font-size:.69rem;padding:11px 12px}
  .hmo-hero{min-height:auto;background-position:66% center}.hmo-hero-shade{background:linear-gradient(90deg,rgba(6,16,19,.98) 0%,rgba(6,16,19,.93) 61%,rgba(6,16,19,.50) 100%)}.hmo-hero-inner{min-height:0;display:block;padding:30px 0 320px}.hmo-hero-copy{width:100%;max-width:640px;padding:0}.hmo-hero h1{font-size:clamp(2.72rem,10.5vw,3.65rem)}.hmo-hero h1 .line{white-space:normal}.hmo-lede{width:100%;font-size:.96rem}.hmo-hero-actions{flex-direction:column;align-items:stretch;max-width:420px}.hmo-btn.big{width:100%}.hmo-benefit-panel{left:14px;right:14px;bottom:18px;width:auto}
  .hmo-value-title{font-size:1.65rem}.hmo-value-grid{grid-template-columns:1fr;gap:20px}.hmo-program-strip{gap:8px;flex-wrap:wrap}.hmo-program-strip b{font-size:.72rem}
  .hmo-options{padding:36px 0}.hmo-options h2{font-size:2.1rem}.hmo-loan-cards{grid-template-columns:1fr 1fr}.hmo-loan-cards article:last-child{grid-column:1/-1}
  .hmo-form-shell{padding:20px 14px 18px}.hmo-form-title-row{display:block;margin-bottom:15px}.hmo-form-title-row h2{font-size:2rem}.hmo-form-title-row p{margin-top:9px}
  .hmo-footer-main{display:block}.hmo-footer-brand{display:block}.hmo-footer-main p{margin-top:10px}.hmo-eho{text-align:left;margin-top:18px}
}
@media(max-width:470px){.hmo-brand-image{width:118px}.header-btn{font-size:.62rem}.hmo-hero-inner{padding-bottom:345px}.hmo-hero h1{font-size:2.6rem}.hmo-benefit-row strong{font-size:.9rem}.hmo-loan-cards{grid-template-columns:1fr}.hmo-loan-cards article:last-child{grid-column:auto}.hmo-form-title-row h2{font-size:1.75rem}}